Terms of Service
Last Updated: January 2026
1. User Agreement
By accessing or logging into ApnaPA (hereinafter referred to as the "Service"), you agree to abide by these terms of use. The Service is designed to provide automated accounting bookkeeping logs, cash books, credit books, and voice notes.
2. Account Responsibility
You are entirely responsible for keeping your login credentials safe. You agree that ApnaPA is not liable for data loss, unauthorized access to ledger assets due to compromised credentials, or manual mistakes in debt entries.
3. Payment & Renewal Configuration
ApnaPA operates on a monthly Pro subscription plan. Payments are processed securely via the Paypur payment gateway. Subscriptions activate instantly upon successful webhook feedback validation from the gateway API.
4. Code and Reverse Engineering
You agree not to copy, reverse-engineer, distribute, or mirror any proprietary front-end layout transitions, charts, calculations, or server assets without prior written consent.